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Teaching children about money and their needs
Teaching your children about money is more than teaching them to save some of the money they earn. It includes helping them to talk about their feelings, values, attitudes, and beliefs about money. It includes having all family members involved in money management discussions as appropriate for their age.
Parents have many opportunities to teach about the use of money and making it last. Children learn about spending, saving and sharing by having money to make decisions about, with guidance from their parents and by watching how their parents use money.
well as other factors.
Parents often have strong feelings and opinions about money. These thoughts come from their own childhood experiences as well as the values and beliefs of their own parents. Frequently, these experiences are completely different for each parent. Parents need to reconcile their beliefs and establish a consistent approach to teaching children about money.
Children may receive money by many means: allowances, parents providing it upon request, as gifts on special occasions, or by earning it. There is no right or wrong way to equip children with money. Because each family has a unique financial situation, using an allowance is a family Mbt Gold Sandals
of first. Encourage young children to cut out pictures of needs or wants. As a family, discuss name brands vs. low cost brands. Discuss how to make financial decisions based on the differences in prices, as Mbt Saba Sandals
Conversations about needs and wants are fundamental in teaching children about money. Wants are things that make our Mbt Black Mary Jane life more comfortable (cable TV, eating out, technology, nice car, etc.). Needs should be taken care Skechers Air Cooled
How do children learn about money? Children learn mostly by observation and example. Through watching others, children learn a great deal more than parents realize.
decision. However, it should be expected that all family members perform some unpaid, routine household chores based on their age and abilities.
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